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Grow your savings with Monzo Savings Pots

Earn interest on your savings? Check.

Custom pot images, automated savings and rounding up spare change? Check, check and check.

You need a Monzo Current Account. Ts&Cs apply. UK residents only.

Save for the things that matter

With custom images, automated savings challenges, and roundups. Along with all the protection that comes with being a fully regulated UK bank.


Spend more than £1, we'll round up the change to the nearest pound and add it to your Savings Pot.

Automated savings

Make saving a habit by putting money aside automatically every time you spend.

Lock your Pot

Stop yourself from dipping into your Savings Pot for a set period of time.

FSCS protected

Your eligible deposits in Monzo are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £85,000 per person. This includes deposits in your Instant Access Pots.

Your eligible deposits with our partner savings providers are protected by the FSCS for amounts up to £85,000. This limit applies to each person and the total amount of any money you have with the provider, whether held through Monzo or not.

Please note, this means if you have separate accounts with our savings providers outside of the Monzo app, then the deposits held in those accounts will also count towards the limit of £85,000.

Transaction feed screen of a fixed term savings pot for a House deposit.

Under one roof, but separated

No one wants to muddle their savings with their spending money.

We’ve designed the Monzo app so you can keep your Savings Pots separate from your balance, but all in one convenient place.

Lots of different ways to use Monzo savings pots

Keep your eyes on the prize

Add any image to a Savings Pot to help you stay on track and achieve your goals.

A notification for 30p round up added to a savings pot, with a screen below it of the transaction feed of a Monzo savings pot.

Save little and often

Roundups automatically put your spare change from a payment into savings to help you save every day.

We've also built automatic savings triggers to put money aside for you. Like putting a fiver into a Rainy Day Pot everytime it gets hotter than 20 degrees.

Saving's about more than just interest rates

So what are you waiting for? Check out our savings options today.

You can also find guides on savings accounts on our blog.