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Worldwide family travel insurance by Zurich, powered by Qover

Travel stress-free with worldwide cover for you and your family when travelling together, including winter sports and multiple trips. Exclusive to Monzo Premium.

Limitations and exclusions apply. For full details of what is and isn't covered you can refer to the Terms and Conditions and Insurance Product Information Document

£15 per month

6 month minimum • Must be aged 18-69 Ts&Cs apply

Peace of mind when travelling

Worldwide cover

Including the US.

For you and your family

By family, Zurich means partners and dependent children up to 19 years old (or 21 if in full time education). They’re only covered if they’re travelling with you. Exclusions apply, please read the Ts&Cs.

Multiple trips

You’re covered for an unlimited number of trips if each one is less than 45 consecutive days.

Winter sports

Including skiing and snowboarding, ski equipment and ski hire up to £750.

Travel disruption

Covers cancellation costs up to £5,000, costs for trips being cut short up to £5,000 and flight delays by 4 hours or more.

Medical bills up to £10 million

For medical emergencies, including practitioners’ fees, hospital expenses and medical treatment.

Lost valuables up to £750

Including luggage, personal money and documents, clothing, jewellery, laptops and tablets, and more..

£50 excess

This is the amount you’d pay if a claim you made was successful.

Trusted provider

Cover provided by Zurich, who've been helping people for over 150 years. And thanks to their digital partner Qover, you can submit claims and get support through our app.

Limitations and exclusions apply. For full details of what is and isn't covered you can refer to the Terms and Conditions and Insurance Product Information Document

Worth £143 a year

We asked a market research group to see what it would cost if you bought comparable travel insurance on its own. The results showed the insurance is worth, on average, £143 a year.

With Monzo Premium you get worldwide travel insurance, phone insurance provided by Assurant, a white metal card and much, much more.

Making a claim

You can submit a claim through Qover's claims portal in the Monzo app. And you can also find policy details, download travel certificates, and locate Zurich’s emergency helpline number too.

Don't have access to the Monzo app? You'll find your policy details in the email we sent you when you signed up for Monzo Premium.

Need medical assistance? Call Zurich on +44 (0) 20 8156 2610

General conditions

There are conditions you need to meet for the cover to apply. These are some of the main ones, but for a full list read the Terms and Conditions

  • You / your partner have to be 70 years of age or younger. But you must be 69 or younger to apply for a Monzo Premium account.

  • You can’t make claims related to pre-existing medical conditions.
  • The age limit for dependent children is 19 years inclusive (or 21 if in full time education) at the start of a trip. Your partner / children must be travelling with you to be covered.

  • You must take reasonable care to prevent needing to make a claim. You should act as if you don’t have cover and minimise the risk of losing valuables or an incident happening.

  • If you need to cut your trip short, you must contact Zurich on +44 (0) 20 8156 2610. They’re open 24/7 to give advice and help you get home.

  • You have to contact Zurich right away in the event of an emergency or if you go to hospital.

  • You should contact Qover within 30 days of being aware that you need to make a claim.