This document informs you about the fees for using the main services linked to the payment account. It will help you to compare these fees with those of other accounts.
Fees may also apply for using services linked to the account that are not listed here. Full information is available in the Terms and Conditions.
A glossary of the terms used in this document is available free of charge.
General account services
Maintaining the account: £0
Refusing a payment due to lack of funds: £0
Allowing a payment despite lack of funds: £0
Payments (excluding cards)
Direct Debit: £0
Standing Order: £0
Sending money within the UK: £0
Sending money outside the UK: Provided via transferwise see additional services below
Receiving money from outside the UK: Not applicable
Cards and cash
Cash withdrawal in pounds in the UK: £0
Cash withdrawal in foreign currency: First £200 in a 30 day period free, 3% after that
Debit card payment in pounds: £0
Debit card payment in foreign currency: £0
Overdrafts and related services
Arranged overdraft: First £20 free, then £0.50/ day
Unarranged overdraft: First £20 free, then £0.50/ day
Cancelling a cheque: Not applicable
Package of services
Services beyond these quantities will be charged separately
Information on additional services
Information on fees for services exceeding the quantity of services covered by the package of services (excluding fees listed above)
To view this in the regulator's standardised format please go here.