How a full switch works

A full switch is a straightforward way to transfer your current account from another bank to Monzo. We move all your payments over, including direct debits, salary and standing order, and also close your other bank account.

This switch takes 7 working days or you can choose a future date if you want it to happen later. You'll need to make sure your address is the same with your old bank and us before you start.

Switching away from Monzo:

You’ll need to start the switch with your new bank. Before you do, double-check if you have any of these:

You'll need to close these accounts or Pots before starting a switch or it won’t go through. If you pay for insurance from your joint account, make sure you change how you pay for the insurance first.