Sending Indonesian Rupiah (IDR) payments

This guide is to help you with sending IDR payments. It has all the information you need to know, including when you can usually expect it to arrive and what you can do if it doesn’t.

✅ Yes, you can send IDR payments to an individual or a business.

✅ Yes. It’s really important that you use the correct account number. If the incorrect account number is used and it belongs to someone else, the payment will likely be returned.

If you’re sending via Local bank account

If you’re sending via E-wallet

If you’re sending via E-wallet You can send up to Rp10,000 per transfer.

If you’re sending via Local bank account You can send up to Rp490,000,000 per transfer.

Most payments arrive within seconds, and nearly all arrive within 12 hours.

In some cases, because of bank holidays or if there are any extra checks on the payment it can take up to 2 working days.

You can see how long we expect your payment to take before you send it in the app, and after you’ve sent it by tapping it in your feed.

We’ll send your payment as a local bank transfer through the Bank Indonesia Fast Payment (BI-FAST), Sistem Kliring Nasional Bank Indonesia (SKNBI), Real-Time Gross Settlement (RTGS) networks or a direct E-wallet link with partner banks in Indonesia, depending on what you tap when setting up the payee.

If the recipient bank doesn’t accept BI-FAST payments, we’ll send it through SKNBI.

If your payment is over Rp250,000,000, we’ll send it through RTGS.

If your payment is over Rp10,000,000 and you selected E-wallet, it will fail and be returned.

If you’re sending via Local bank account Payments must be made before 06:00 GMT to go out on the same day.

If you’re sending via E-wallet There is no cut off time. Any payment you make will go out on the same day you send it.

❌ No. You can’t recall an IDR payment you’ve made by mistake under any circumstances.