Sending Bangladeshi Taka (BDT) payments

This guide is to help you with sending BDT payments. It has all the information you need to know, including when you can usually expect it to arrive and what you can do if it doesn’t.

❌ No, you can only send BDT payments to an individual.

✅ Yes. It’s really important that you use the correct account number. If the incorrect account number is used and it belongs to someone else, the payment will likely be returned.

If you're sending via Local bank account

If you’re sending via Bkash

If you're sending via Local bank account You can send up to ৳995,000 per transfer.

If you’re sending via Bkash You can send up to ৳122,500 per day or ৳450,000 per month.

If you’re sending more than your transfer limit on the Monzo app, you’ll need to request a limit increase from us before you put your payment through.

If you’re sending via Local bank account Most payments arrive within 1 working day, and nearly all arrive within 2 working days.

In some cases, because of bank holidays or if there are any extra checks on the payment it can take up to 3 working days.

You can see how long we expect your payment to take before you send it in the app, and after you’ve sent it by tapping it in your feed.

If you’re sending via Bkash Most payments arrive within seconds, and nearly all arrive within 12 hours.

In some cases, because of bank holidays or if there are any extra checks on the payment it can take up to 1 working day.

You can see how long we expect your payment to take before you send it in the app, and after you’ve sent it by tapping it in your feed.

We’ll send your payment as a local bank transfer through the Bangladesh Electronic Funds Transfer Network (BEFTN) or National Payment Switch Bangladesh (NPSB) with partner banks in Bangladesh.

We’ll only send through BEFTN if the person you’re sending to can’t receive payments through NPSB.

If you're sending via Local bank account Payments must be made before 06:00 GMT to go out on the same day.

If you’re sending via Bkash There is no cut off time. Any payment you make will go out on the same day you send it.

✅ Yes. If a payment is showing as sent in your app but the person you paid hasn't received it, please get in touch with us and we'll trace the payment for you.

✅ Yes, but only if you think it’s fraud. Let us know right away so we can help.

⏰ We can send the recall immediately.

If you’re a Bangladeshi national working abroad, the person you're paying can claim a 2.5% cash incentive on payments you send back to Bangladesh. If you’re sending over ৳500,000, their bank will ask them for some documents about you within 5 working days.

They'll need:

Their bank usually takes about 2 working days to check these. Once they approve the documents, the money will arrive in the account in 1–2 working days.

If the person you're paying doesn't hear about these documents, please ask them to check with their bank.