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Is Monzo a credit card

Is Monzo a credit card

The physical card you get with your Monzo current account is a Mastercard debit card. It’s not a credit card.

You can use it for your day-to-day spending and for cash withdrawals. Any money you spend will come straight from your Monzo account.

We do offer a credit card – Monzo Flex

If you sign up for a current account, you can see if you’re eligible for the Monzo Flex Credit Card. You can learn more on the Flex Credit Card webpage.

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Existing customers can get help via the app

Monzo Bank Limited is a company registered in England and Wales (No.09446231). Monzo Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our financial Services Register number is 730427. Our address is Broadwalk House, 5 Appold St, London EC2A 2AG.