Are investment accounts protected?
Yes. The total amount of your investment accounts is protected by the Financial Services Compensation Scheme (FSCS) up to £120,000.
Important details about your FSCS protection
Separate protection limits: Money in your investment accounts does not count towards the £120,000 FSCS deposit limit for cash held in your standard Monzo bank accounts. You have separate protection for each.
What isn't covered: FSCS protection covers the loss of funds if Monzo or our custodian/platform providers fail. It does not cover losses caused by poor investment performance or standard market drops.
For more information on how financial protection works, check out the FSCS details on our website.
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