Making secure online payments with virtual cards on a business account

Virtual cards are digital-only cards that live in your Monzo app or phone wallet, and they’re a feature exclusive to Monzo Business Pro.

Keep your physical card details safe from fraudsters by using virtual cards for online payments. Each one has unique details which you can pay with and the money you spend comes from your balance, just like with your physical Monzo card.

They’re great for managing online subscriptions. If your physical card gets lost or stolen, you can avoid having to update your payment details everywhere.

You can manage your virtual cards by tapping ‘Virtual cards’ in the ‘Monzo Business Pro’ section of the Home screen or by clicking on the virtual cards tile in the account list on that screen (if you have an active virtual card).