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What are the spending limits for accounts?

Our current and joint accounts have the following limits

Using Your Card

Daily card transactions - £10,000 Contactless single tap - £100

ATM Withdrawals

Daily - £400

Outbound

Daily bank transfer - £10,000 Daily to Monzo contacts - £10,000

Inbound

Monthly Monzo.me limit per 30 days - £1,000 Cash deposits every 180 days - £1,000 Top up by bank transfer - Unlimited

Our business accounts have the following limits

Using Your Card

Daily card transactions - £10,000 Contactless single tap - £100

ATM Withdrawals

Daily - £400

Outbound

Daily bank transfer - £25,000 sole trader / £50,000 limited company Daily to Monzo contacts - £10,000

Inbound

Cash deposits every 180 days - £1,000 Top up by bank transfer - Unlimited

You can request a temporary increase to most of these limits in-app.

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