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What are the spending limits for accounts?

🧑‍🤝‍🧑 For current and joint accounts

ℹ️ The limits that apply to you are shared across your personal accounts. This means you can withdraw £400 via an ATM from either your personal account, your joint account or a mix of the two but you cannot withdraw £400 from both.

You can check all your limits in your account:

  1. Tap the Home icon in the menu bar

  2. Tap the three dots on the right of your account

  3. Tap Manage Account

  4. Tap Limits

Limits include:

  • Daily card transactions

  • ATM withdrawals (UK and abroad)

  • Daily bank transfers

  • Cash deposits

Limit Increases

You can let us know if you'd like to increase any of your limits in the app and we'll let you know if we can do it for you.

We aren't able to increase the following limits:

  • Cash deposits

  • Monzo.me

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Existing customers can get help via the app

Monzo Bank Limited is a company registered in England and Wales (No.09446231). Monzo Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our financial Services Register number is 730427. Our address is Broadwalk House, 5 Appold St, London EC2A 2AG.