Monzo US Blog
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What is APY?
If you're new to saving, you might be wondering what APY is and why it's so important. Here's the lowdown…
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You can now earn up to 4.25% APY on your money with Monzo Savings Jars
Today marks an exciting step on the Monzo journey, as we announce interest on Savings Jars. You’ll now be able to earn interest on money saved in your Jars.
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Achieve your savings goals on time with Pots
Set up a savings goal with a date on a Pot, and we’ll help you work out what you need to save to reach your goal.
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Cover your expenses by paying directly from Pots
Pots help you set aside enough money for the important things. And now you can pay from them. It’s envelope budgeting, made digital.
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There's no place like Home
Get to know the new Monzo app Home screen, made for better visibility and control of your finances.
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How I use Monzo Pots for cash stuffing
Melanie*, 25, uses Pots for her budget using the envelope budget method, also called cash stuffing. Here's how she organizes her budget for the month.
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Spend confidently with category targets
Whether you're a budgeting novice or looking for a more streamlined approach, category targets help you stay on track with your finances and budget.
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Salary Sorter - the simple solution to make the most of your paycheck
Sort your paycheck automatically so it’s neatly organized into Pots for you as soon as you get paid.
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Stay ahead of credit card debt with a Credit Card Pot
Automatically set aside a little bit of your money when you use your credit card. Whatever is saved will help pay off your balance.
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Plan for the unexpected with an emergency fund Pot
Don’t get caught in the rain: our new emergency fund Pots have you covered for unexpected expenses and whatever else life pours on you.
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The perks of having a joint account with Monzo
A joint account can make it easier for two people to manage their shared finances together, like everyday spending or household bills.
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Managing money together: how to get started with your Monzo joint account
A joint account can make it easier for two people to manage their shared finances together. Here's how to get started with a joint account at Monzo.
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Get paid early with faster direct deposit
Get paid up to 2 days early when you set up direct deposit with Monzo.
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Help us test joint accounts
A joint account is a shared account between two people, making it easy to pay bills or save for goals together. Help us beta test today!
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Introducing Trends - the future of money management
Trends is designed to give you even more visibility of your entire financial life with just a tap. See a breakdown of your spending and saving across all your Monzo and external connected accounts together.