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Monzo Blog

The latest updates, stories, ideas and guides from the Monzo team.

Dear Monzo
23 July 2019

Dear Monzo, I've always struggled with budgeting

As Laura tells one reader, to have any chance of sticking to your budget, you need to be realistic.

How Money Works
23 July 2019

What is a Fixed Term Savings Pot?

We’ve just launched a 3 month Fixed Savings Pot, with a market-leading interest rate of 1.35% (AER, variable).

Product Updates
23 July 2019

We're launching an exclusive 3 month Fixed Savings Pot with a market-leading interest rate!

You can now access the highest interest rate on the market for a 3 month Fixed Savings Pot, through Monzo.

Quarterly Updates
22 July 2019

Monzo Quarterly Update: Q3 2019

What we've been working on in the last three months, and what's in store next!

Monzo 101
22 July 2019

12 of our favourite Monzo reviews

In our totally unbiased opinion, here are some of our favourite reviews of Monzo, as told by our customers.

Should I pay in local currency or pounds (GBP) when I use Monzo abroad?
Monzo 101
26 November 2023

Should I pay in local currency or pounds (GBP) when I use Monzo abroad?

Euros, Dollars, Pesos or Rupees – always pay in the local currency when you’re using Monzo abroad, so you can get the Mastercard exchange rate, without any extra charges.

Product Updates
16 July 2019

We’ve been testing if we can help you remortgage

A remortgage is when you already have a mortgage, but you switch to a new deal to avoid paying higher interest rates.

Money in Love
17 July 2019

Money in Love: Fuminori and Jake

Through stories from real-life relationships, we’re tackling the taboo around couples and their cash.

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How We Protect You
Fraud
17 July 2019

Protect yourself against investment scams on social media

An investment opportunity promising you amazing returns in days? It’s probably a scam.

Technology
Data
29 November 2016

Laying the foundation for a data team

At Monzo, we want to build the best bank account in the world. Today, more than ever before, data is central to creating wonderful customer experiences and efficient internal operations.

No Spend November
How Money Works
4 November 2019

What is the No-Spend November challenge and how can you start it?

The goal of the challenge is to rein in how much money you are spending on things you don’t really need in November.

Monzo-Chat-OG
Product Updates
10 July 2019

The evolution of Monzo Chat

As we grow, we want to make sure we can consistently deliver amazing customer service.

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Money in Love
9 July 2019

Money in Love: Russell & Richard

Through stories from real-life relationships, we’re tackling the taboo around couples and their cash. 

Accounting partnership
Product Updates
8 July 2019

Introducing: Xero and FreeAgent for Business Accounts!

From this week, you’ll be able to integrate your Monzo Business Account with Xero or FreeAgent.

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Technology
8 July 2019

How we respond to incidents

A good response process can mean the difference between something being resolved in minutes and an issue developing into something worse!