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How much can you withdraw from an ATM?

The amount that you can withdraw fee-free from an ATM depends on where you are and what type of account you have.

Find out how much you can withdraw fee-free in the app.

Tap the three dots menu on the account you’re interested in and tap Fees and allowances. 

You’ll find information on your fee-free ATM allowances and an up-to-date count of how much you’ve used. You can also see details on when your amounts reset since we count them over a rolling 30-day period and not a calendar month.

How much does it cost to withdraw money with Monzo in the UK and European Economic Area (EEA)?

  • Monzo customers: £400 fee-free every 30 days (3% fee afterwards)

  • Monzo main bank customers, and Plus, Premium, Perks & Max customers: unlimited fee-free

How much does it cost to withdraw money with Monzo outside the UK and European Economic Area?

Here’s how fees work at an international ATM:

  • Monzo customers: £200 fee-free every 30 days (3% fee afterwards)

  • Monzo Plus customers: £400 fee-free every 30 days (3% fee afterwards)

  • Monzo Premium, Perks & Max customers: £600 fee-free every 30 days (3% fee afterwards)

How can I take out cash on a Monzo card?

Take cash out with a Monzo card just like any other bank. You can use your Monzo card at any Mastercard ATM.

If you’re using Monzo abroad, you don’t have to tell us and there’s no charge for spending on your card or making online payments in another currency.