Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.
Interviewing for Data Science at Monzo
Dive deep into the process we use when we hire Data Scientists at Monzo
A “meshy” approach to Data: Enabling 100+ teams to build Data Models
At Monzo, over 100 independent, empowered teams contribute to our data warehouse of 12,000+ dbt models. The health of data is owned across all these teams. How do we make sure the outputs are still performant, consistent, and high quality?
Time to spring clean your subscriptions? How forgotten sign-ups and unexpected charges can add up
Spring cleaning your subscriptions? Discover what people in the UK spend, the unexpected charges they face, and which ones are worth keeping.
Running the numbers: how much does it cost to run a marathon?
We’ve ‘run’ the numbers on marathon costs, from entry fees to training gear, revealing how much it really costs to run a marathon from start to finish.
How Monzo Designers are shipping safer, faster product improvements
This blog covers how we’re closing the gap between design intent and what gets shipped. Focusing on details like copy, UI consistency, and edge cases shape which can impact how reliable and trustworthy a product feels.
Representation Learning for Enhanced Fraud Detection
We describe the modelling formulation we have used for fraud detection and present an extension based on learning a shared fraud representation using multi-task neural networks
How much is university accommodation for students in the UK?
Discover the costs of halls of residence across the UK, the pros and cons of living in halls, and how students are handling the costs.
Gender Pay Gap report 2025
Between 5 April 2024 and 5 April 2025, our median gender pay gap increased from 6.3% to 8.7%.
Shipping constantly in a fast-paced product team
This blog covers how Monzo ships constantly in fast-paced product teams, and gives a look at our day-to-day ways of working. Catia
The cost of love: lessons on wedding spending from people who’ve done it before
Discover what people did differently at their second weddings, from their biggest financial regrets to money-saving tips.
Monzo's side hustle forecast 2026: 8 insights from people with side gigs
Do you have a side hustle or plan to start one? Discover how side hustlers are growing their businesses, and what opportunities 2026 holds.
What to know before joining a bank: how they make money
This blog post covers how banks make money, and some Monzo specifics on how we do so in a way that helps our customers win, too.
From good vibes to great value: the best cities to ring in the New Year
Looking for a fun and affordable NYE city break? Discover which European cities offer vibes and value to see off 2025 in style.
My first 3 months at Monzo as a Product Designer
Kelly shares her first three months at Monzo as a Lead Product Designer - onboarding, early projects, shaping the business sign-up vision, experimenting, and key lessons she’s picked up while settling into fintech and the Business Banking Collective
Machine Learning at Monzo in 2025
Our Machine Learning foundations have matured into a core capability. ML is used at Monzo for defending against financial crime, scaling operations, and powering intelligent, personalised experiences in our products
