Get Max. Get worldwide travel insurance.
Upgrade to Monzo Max and you’ll get multi-trip cover for cancellation up to £5,000, medical bills up to £10m, lost valuables up to £750, winter sports, a car hire excess waiver up to £3,000, and more.
Provided by Zurich, powered by Qover.
From £17 per month. Add your family for £5 extra a month. Aged 18-69 • UK resident • Ts&Cs apply • 3 month minimum
A bank account with travel insurance? Sounds like a plan.
Winter sports
Including skiing and snowboarding, ski equipment and ski hire up to £750.
Multiple trips
Cover for an unlimited number of trips if each one is less than 45 consecutive days.
Lost valuables up to £750
Including luggage, personal money and documents, clothing, jewellery, laptops, tablets and more.
Travel disruption
Covers cancellation costs up to £5,000, costs for trips being cut short up to £5,000 and flight delays by 4 hours or more.
Worldwide cover
Including the United States and at home in the United Kingdom.
Medical bills up to £10 million
For medical emergencies, including practitioners’ fees, hospital expenses and medical treatment. Pre-existing medical conditions are not covered.
£50 excess
This is the amount you’d pay if a claim you made was successful.
Trusted provider
Provided by Zurich, who've been helping people for over 150 years. And thanks to their digital partner Qover, you can submit claims and get support through our app.
Family cover available
Add family members to your travel insurance, phone insurance and breakdown cover for an extra £5 a month. Your family are covered, regardless of whether you are travelling together or not. Exclusions apply.
Limitations and exclusions apply. See the Terms and Conditions and the Insurance Product Information Document for full details of what is and isn't covered with Monzo Max.
For Monzo Max with Family add-on: Travel Terms and Conditions and Insurance Product Information Document
Travel insurance provided by Zurich, powered by Qover. Phone insurance provided by Assurant. Breakdown cover provided by RAC. Exclusions apply.
Making a claim
Submit a claim through Qover's claims portal in the Monzo app. It’s also where you can view your policy details, download travel certificates and find Zurich’s emergency helpline number.
Can’t access the Monzo app? Find your policy details in the email we sent you when you signed up for Monzo Max.
Need medical assistance? Call Zurich on +44 (0) 20 8156 2610
What Zurich mean by ‘family’
Get multi-trip cover for you and your family around in the world, including the US and trips in the UK. You’re even covered when you’re not travelling together.
By ‘family’, Zurich means your spouse or legal partner (including any couple in a common law relationship living permanently at the same address) and financially dependant, unmarried (or not living with their partner) children aged 19 years old or under at the start of a trip (or aged 21 years old or under at the start of a trip if still in full time education).
Family members must be named on the policy. Exclusions apply.
Get family cover for travel insurance, phone insurance and breakdown cover for an extra £5 a month.
General conditions
There are conditions you need to meet for the cover to apply. These are some of the main ones, but for a full list read the terms and conditions. Qover's privacy policy can be found here.
You / your partner have to be 70 years of age or younger. But you must be 69 or younger to apply for a Monzo Max account.
You can’t make claims related to pre-existing medical conditions.
You must take reasonable care to prevent needing to make a claim. You should act as if you don’t have cover and minimise the risk of losing valuables or an incident happening.
If you need to cut your trip short, you must contact Zurich on +44 (0) 20 8156 2610. They’re open 24/7 to give advice and help you get home.
You have to contact Zurich right away in the event of an emergency or if you go to hospital.
You should contact Qover within 30 days of being aware that you need to make a claim.