Using Plus, Premium, Extra, Perks or Max with your joint account

If you, and your partner have Plus, Premium, Extra, Perks or Max, you get fee-free cash withdrawals on your joint account.

If you have Extra, Perks or Max, you can also use custom categories, virtual cards, advanced roundups and auto-spreadsheet on your joint account.

If you have a Joint Instant Access Savings Pot, our standard rate is 2.75% AER (variable). If both account holders have Plus, Premium, Perks or Max, you'll earn even more at 3.25% AER (variable) interest on up to £1,000,000. Either way, we pay the interest on the 1st of the month.

With Monzo Max + Family you can get travel, phone and breakdown cover for you and your family. You can get more information on Extra, Perks and Max here.

Our plans are available from £3 a month • 18+ (18-69 for Max) • UK resident • Ts&Cs apply

You may see a different interest rate (that includes a bonus rate) in the app if you have switched an Easy Access Savings Pot or Cash ISA to an Instant Access pot or Instant Access Cash ISA recently. You can check the interest rate of your Savings Pots here in the app.