Using Plus, Premium, Extra, Perks or Max with your joint account
If you and your partner have Extra, Plus, Premium, Perks or Max, you get fee-free cash withdrawals on your joint account.
If you have Extra, Perks or Max, you can also use custom categories, virtual cards, advanced roundups and auto-spreadsheet on your joint account.
With Extra, Plus, Premium, Perks and Max, you can earn:
3.00% AER (variable) on balances up to £1,000,000 in personal Instant Access Savings if you have Extra.
3.25% AER (variable) on balances up to £1,000,000 in personal Instant Access Savings if you have Plus, Premium or Perks.
3.50% AER (variable) on balances up to £1,000,000 in personal Instant Access Savings if you have Max or Max Family.
Up to 3.65% AER (variable) on up to £1,000,000 in personal Select Access Savings.
If you and your partner both have Plus, Premium, Perks or Max, your joint Instant Access Savings Pot will earn the lower of your two plan rates. For example, if one account holder has Perks and the other has Max, the joint Pot will earn the Perks rate. We pay interest on the 1st of each month.
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