Using Plus, Premium, Extra, Perks or Max with your joint account

If you and your partner have Plus, Premium, Extra, Perks or Max, you get fee-free cash withdrawals on your joint account.

If you have Extra, Perks or Max, you can also use custom categories, virtual cards, advanced roundups and auto-spreadsheet on your joint account.

With Plus, Premium, Perks & Max, you can earn a boosted rate:

  • 3.25% AER (variable) on up to £1,000,000 in personal Instant Access Savings

  • Up to 3.65% AER (variable) on up to £1,000,000 in personal Select Access Savings.

If you and your partner have Plus, Premium, Perks or Max, you earn the boosted rate on your joint Instant Access Savings and Select Access Savings too.

Standard rates are 2.75% AER (variable) for Instant Access and 3.15% AER (variable) for Select Access, which Free and Extra users receive. We pay the interest on the 1st of the month.

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