Using Plus, Premium, Extra, Perks or Max with your joint account

If you, and your partner have Plus, Premium, Extra, Perks or Max, you get fee-free cash withdrawals on your joint account.

If you have Extra, Perks or Max, you can also use custom categories, virtual cards, advanced roundups and auto-spreadsheet on your joint account.

If you have a Joint Instant Access Savings Pot, our standard rate is 3.25% AER (variable). If both account holders have Plus, Premium, Perks or Max, you'll earn even more at 3.75% AER (variable) interest on up to £1,000,000. Either way, we pay the interest on the 1st of the month.

With Monzo Max + Family you can get travel, phone and breakdown cover for you and your family. You can get more information on Extra, Perks and Max here.

Our plans are available from £3 a month • 18+ (18-69 for Max) • UK resident • Ts&Cs apply