How do I add accidental damage cover to my home insurance policy?

You can add accidental damage to your policy during the sign up process. If you currently have a policy with us which doesn’t include accidental damage and you’d like to add it, you’ll need to cancel your existing policy and take out a new policy. There’s no cancellation fee and provided you haven’t claimed you will receive a refund for any days of insurance you’ve paid for but haven’t used.

There’s more detail on exactly what is and isn’t covered in your policy document.