Moving between Extra, Perks and Max

Upgrading to Extra, Perks or Max

You can upgrade from Extra to Perks or Max, or from Perks to Max at any time without having to pay a cancellation fee.

Upgrading from Max to Max Family

If you already have Max and want to add the family add on, you can do so from your Max home. Scroll down and tap "insure your family". You'll be able to upgrade to Max family from there

Downgrading to another plan

You can downgrade from one plan to another. To do this, you’ll need to make sure your Monzo app is updated to version 7.31 or above.

You’ll keep any features that exist on both plans (for example, custom categories, virtual cards and connected banks).

You’ll lose access to any features that aren’t included on your new plan.

When you make the switch, your new plan will start right away, and you'll be charged the new plan price first. You’ll then receive a refund for any days left on your old plan. Your monthly billing date will also change to the day you switch to your new plan.

You may need to pay a fee when you downgrade. You can see more about fees for Perks here and Max here.

ℹ️ Please note, you can’t downgrade from Max during your minimum term. You’d need to wait until the minimum term ends to downgrade.

• UK residents • Ts&Cs apply