Cashback explained
Get offers from well-known brands and earn money when you spend in person or online đ¸
Tap to activate your offers, shop in person or online and see how much youâve earned instantly.
Works across your Monzo cards and accounts
You can earn cashback on eligible card purchases you make on your personal account or joint account. That includes Plus, Premium and Flex Credit Card. Youâll also earn cashback if you check out using Apple Pay and Google Pay.
You canât earn cashback on business account spending.
New offers at least every month
You need to activate an offer before you can use it. To be notified about new cashback offers:
tap your profile in the top left of Home tap âSettingsâ, then âNotificationsâ toggle on âCashback offersâ
Your offers are shaped by the way you shop, so you might see different offers to other customers.
See what youâve earned instantly
We show you instantly how much youâve earned and your money will usually arrive within 3-4 days. We pay it into your Cashback Pot, which is separate to your main balance. As soon as itâs available, you can withdraw it instantly into your personal account.
If you get a refund after weâve paid you cashback, weâll take back the cashback. You can read full details in the cashback terms and conditions.
Need help with cashback?
If you think youâre missing cashback for a purchase, tap here to report it. Or for anything else, tap âChat with usâ.