Monzo 101

Your money's safe with Monzo, and more than 7 million people across the UK trust Monzo and use us to manage their money.

Going Dutch on dinner or doing the shared shop for your flat? Use Monzo to get people to pay you back easily.

You can now see all your upcoming payments in Monzo. Here's how you can always stay one step ahead of your finances.

Up to £85,000 of the money in your Monzo account is protected by the government. Find out what FSCS protection is and how it can help you.

You can download bank statements for any month from the Monzo app!

There are a few ways to add money to your Monzo account, including getting your salary paid straight in.

Yes! Opening a Monzo account is free, and you don’t have to pay for your hot coral Monzo card. We won’t charge you for spending with your card or withdrawing cash in the UK, and it’s free to spend with your card abroad.

Switching bank accounts can seem like a hassle, but the Current Account Switch Service makes it easy! Switching to Monzo only takes seven days – here’s what happens on each one.

Budgeting apps can take the painful admin out of setting and sticking to a budget. You can use the Monzo app to plan and track your spending, so you can manage your money better.

Wouldn’t it be good if your money managed itself? Here are four ways you can use Monzo to automate your finances.

Using Monzo to manage your bills is easy. Here are five ways we can help you keep track of your bills and other regular payments.

We believe we can give you everything you need from a bank, without branches. Pay in cheques and cash, withdraw large amounts of cash and make big bank transfers, all from your phone.

Add money to your Monzo account by making a bank transfer, setting up a standing order, or getting your salary paid straight in.

Yes! Monzo is a fully-licenced UK bank. That means we’re regulated by the FCA and the PRA and the money in your Monzo account’s protected up to £85,000.

When you make payments abroad using Monzo, we pass on the Mastercard exchange rate directly to you, without any markups.