Peggy Mcgregor
![](https://images.ctfassets.net/ro61k101ee59/73JFF9ulaYsCQkf9cg4Neu/1e004112ea2b9a28052b3901da9c9978/Open_Banking_blog_OG_image__1_.png?w=1251&q=75)
How Open Banking can make your life easier
Open Banking is changing the way people manage their money. It puts you in control by letting you share your transaction data with third parties. But how does it work?
![illustration of an envelope with cash inside it](https://images.ctfassets.net/ro61k101ee59/184qewPq3aJ4gEH1C21XfV/61c0289568d3d6161d02d5cbab94fa8c/Old-Cash-Stuffing-Blog.png?w=1200&q=75)
How to use the envelope method to budget your money
Money-saving gurus like Martin Lewis and Dave Ramsey love this powerful budgeting method. And it's gained a cult-like following because it's simple to use and helps you see your money clearly.
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Good debt vs. bad debt: Is borrowing money always a bad idea?
Borrowing can help you manage your finances, increase your wealth and invest in your future. Here’s how to work out if it's worth borrowing money.
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4 money mistakes you might be making
Are you making these common mistakes without realising it?
![Wallet filled with money, a Monzo card and surrounded by confetti](https://images.ctfassets.net/ro61k101ee59/2aD0KVgQb1U2WON0oFYEbp/b654ee1180b8fb5a4d578cb37f2b1f61/_Blogpost__Monzo_makes_payday_amazing-even_better-02.png?w=2501&q=75)
Should I get a credit card?
Credit cards can be useful for borrowing small amounts for a short time. But do you really need one?
![Jar filled with money](https://images.ctfassets.net/ro61k101ee59/1gZa3lEpT2bw1rSGbr729n/c09d2f873ab292c3994dbb52651f8182/_Blogpost__Monzo_users_share_their_best_tips_for_saving_money_Saving_Money.png?w=2501&q=75)
How to get a mortgage
Planning on buying a house? Learn how to find and apply for a mortgage – and boost your chances of getting accepted.
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Have you left it too late to start saving?
You’re always putting it off. But the longer you wait, the harder it feels to start saving from scratch.
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How to sell stuff online
Having a clearout or starting your own side-hustle? Learn how to pick the right marketplace, protect yourself, and get paid by buyers when you sell stuff online.
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How to ask for a pay rise (and how to spend it when you get one!)
Are you being paid what you’re worth?
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How to budget if you don’t get paid regularly
If you’re a freelancer, self-employed or on a zero-hours contract, it can be even harder to budget when your income keeps changing.
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Should I use a credit card for my holiday?
Thinking of using a credit card to afford your holiday, protect your bookings or access money abroad? Here’s what you should consider first.
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How to manage money when you’re terrible with money
Think you're bad with money? No one’s beyond help.
![Illustration of three jars filled with money](https://images.ctfassets.net/ro61k101ee59/2djWwtVXNvylbF1OY5oBN3/f2f6e0cd00fc8467e5c26635c511e7b0/_Blogpost__Saving_Illustrations-27.png?w=2501&q=75)
Piggy banking: Save money with this popular budgeting technique
Also known as the envelope method, piggy banking can help you control spending by dividing up your money and keeping it in different places.
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Home insurance – do you really need it?
Is home insurance worth the cost? We look at how buildings and contents insurance work, what you’ll have to pay and whether you really need them.
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How to save when you have no money
Saving money can seem impossible when you’re always broke.