Year in Monzo

The nation’s favourite spending summary is back. And this time, you choose how we recap your year. We can be nice or savage. Your call.

Open Year in Monzo

UK residents. Ts&Cs apply.

The nation's mood? Silly, spicy, shiiiny.

Oasis made a comeback, Taylor and Sabrina were the soundtrack. We saw the northern lights more than the sun, and cheered every gold medal won.

Basically, 2024 was a mood. Or a thousand moods, packed into 12 months.

Here’s how the UK spent it.

(Insights are drawn from the spending data of millions of Monzo customers).

Graph on neon yellow background showing pub spending peaking during the Euros.

The 3 Lions roared, pub spending soared

6 July set the 2024 record for pub spending across the UK, thanks to England’s semi-final win over Switzerland at the Euros.

As for the final... let’s not talk about that.

You wanna guess who had a Brat summer?

In news to nobody, most UK cities were all about that Brat life. (Translation: they loved going out, out.)

But in a plot twist, Newcastle, Sunderland, Edinburgh and Glasgow embraced their demure side – spending more on gyms and self-care over nightlife. Girl, so confusing.

Animation of the UK mapping revealing the cities that spent the most on payday at Drumsheds, Boohoo and El Mexicana.

When payday hit...

Birmingham, Leicester, London, and Oxford went raving – usually at Drumsheds.

Meanwhile, folk in Leeds, Doncaster, Manchester, and Sheffield celebrated with Mexican food. (Taco'bout a Friday feast.)

And Edinburgh? They were busy filling up their Boohoo shopping carts.

Image showing Liverpool with a gold medal, Leicester with a silver medal, and Manchester with a bronze medal.

Liverpudlians lived it larger than anyone

Liverpudlians partied more than anyone else, making more transactions between 11 pm and 4 am than any other city.

Sorry, Leicester – you’ve been bumped to second place. Party harder next year?

Map showing Greggs sausage rolls in ever region except for London, which has a Pret coffee cup.

(Almost) everyone's a Greggular

Yet again, London was the ONLY city in the UK that liked Pret more than Greggs.

Bunch of avocado-toast-munching, coconut-latte-sipping softies.*

*Written by a Londoner, eating avocado toast, while sipping a coconut latte.

Hey, big saver

You saved your way through 2024, thanks to round-ups, cashback, and Greggs treats.

£200M rounded up

Since 2018, you've turned spare change into savings. This year, you saved over £200M — 19% more than 2023.

£3M cashback earned

You earned £3M in cashback this year. Just our way of giving back while you shop.

600,000 Greggs treats claimed

Perks and Max subscribers bagged 600,000+ treats. Sausage rolls made up 51%.

Got FOMO? Get Monzo

Apply to join the millions customers banking with Monzo today.