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Adding money from outside the UK

You can use your account's International Bank Account Number (IBAN) to receive payments from other countries or currencies.

We don’t charge any fees for receiving international payments that have already been converted to British pounds. For payments in other currencies, we give you the market currency exchange rate, plus a 1% conversion fee.

So, for example, if you receive a payment in another currency that’s worth £100, we’ll convert it to British pounds and charge a £1 fee. The maximum fee for each transaction is £1,000.

We recommend having the payment sent in the sender's local currency, if possible

That way you’ll always get the market currency exchange rate, plus our 1% fee.

It’s also worth checking with the sender what their bank charges, to see whether receiving British pounds would work out cheaper.

How to find your IBAN to receive international payments

  1. Select the account you need the IBAN for

  2. Tap on the three dots in the bottom right of the card

  3. Tap Add Money

  4. Scroll down to Other ways to add money

  5. Tap on International bank transfer

  6. You’ll find your IBAN underneath your name and BIC number. You can copy your IBAN from the app or tap Share account details at the bottom of the page

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