Travelling abroad

Free to spend

Pay anywhere in any currency, for free. We pass Mastercard's exchange rate directly on to you, without sneaky fees or extra charges.

Cash withdrawals abroad

We may charge you for some cash withdrawals, depending on how and where you use Monzo. The best way to check your allowance is to tap on ‘Manage’, then scroll to ‘ATM allowances’.

Withdrawals in the European Economic Area (EEA)

If you use Monzo as your main bank account, or have Monzo Plus or Monzo Premium, withdrawals are fee-free. If not, you’ll pay 3% on withdrawals over £250 every 30 days.

The rest of the world (outside the EEA)

You can take out £200 for free every 30 days, and we’ll charge 3% after that. With Plus it’s up to £400 for free every 30 days, and up to £600 with Monzo Premium. After that, we’ll charge 3%.

Here’s more detail on our fees if you’re interested.

Save with Pots

Turn spare change into holidays with Pots, then use them to keep your travel money separate from your everyday balance.

Spend with friends

Shared Tabs track who owes what, even with people who don’t have Monzo. You negotiate over the last calamari, we’ll do the maths.

See your trip summary

All you need to do is categorise your transactions as 'Holidays', then head to Trends.