We've wrapped travel essentials (like fee-free spending and a fair exchange rate) in one pocket-sized hot coral package.
Pay anywhere in any currency, for free. We pass Mastercard's exchange rate directly on to you, without sneaky fees or extra charges.
We may charge you for some cash withdrawals, depending on how and where you use Monzo. The best way to check your allowance is to tap on ‘Manage’, then scroll to ‘ATM allowances’.
If you use Monzo as your main bank account, or have Monzo Plus or Monzo Premium, withdrawals are fee-free. If not, you’ll pay 3% on withdrawals over £250 every 30 days.
You can take out £200 for free every 30 days, and we’ll charge 3% after that. With Plus it’s up to £400 for free every 30 days, and up to £600 with Monzo Premium. After that, we’ll charge 3%.
Here’s more detail on our fees if you’re interested.
Use Pots to turn spare change into travel money, Shared Tabs to spend with friends abroad, and Trends for your trip summary.Open a Monzo account
Turn spare change into holidays with Pots, then use them to keep your travel money separate from your everyday balance.
Shared Tabs track who owes what, even with people who don’t have Monzo. You negotiate over the last calamari, we’ll do the maths.
All you need to do is categorise your transactions as 'Holidays', then head to Trends.
Get must-haves (like travel insurance) and nice-to-haves (like airport lounge discounts) in one swish white metal card.Explore Monzo Premium
Get worldwide travel insurance provided by AXA for you and your family. So you can focus on having fun while you’re away.
Withdraw an unlimited amount for free in the EEA, and up to £600 per month for free outside the EEA. After that, we’ll charge 3%.
Get discounted access to over 1,000 lounges for you and friends or family, at £24 per person, per visit, worldwide ✈️
£15 per month • 6 month minimum • Must be aged 18-69 • Ts&Cs apply Phone insurance for phones worth up to £2,000 and accessories up to £300. With £75 excess. Exclusions apply. Provided by Assurant.