How do I know when I opened my bank account?

How do I know when I opened my bank account?

You might need to find out when you opened your bank account. Some banks will ask this as a security question alongside your date of birth and proof of address.

For most banks this information should be available in the account section of your online banking account, but this will differ depending on who your bank account is with. 

You could also look back through old current account bank statements (either online or if you have the hard copies) to see when the first one was. Most banks will let you see your statements for at least one year online. And they'll usually keep them for five years or more. But this might not be useful if you joined your bank before that. 

How do I know when I opened my bank account with Monzo?

If you're looking to find out when you opened your Monzo bank account, here's what to do:

1. Head to your profile

2. And then to settings

3. Under your profile picture and monzo.me link, you can find your Monzo user number and the month and year you joined.

How do I open a bank account?

There are four main types of bank account: current accounts, savings accounts, basic bank accounts and joint accounts. 

Find how to open a current account with Monzo here.💰

You can sign up to Monzo through your phone, just download the app!

How long does it take to open a bank account?

This depends on who you're setting up your bank account with. Some banks take several days to process an application and will run a credit check as part of this. They'll look into your financial behaviour, how much you've borrowed and if you make repayments on time. You can start using your bank account as soon as the bank approves it. But it may take a few weeks to get your bank card in the post.

Signing up for a Monzo account only takes a few minutes! Just download the app to get started. Once you’ve signed up, your contactless debit card should arrive in the next couple of days.

How do I switch bank accounts?

If you don't like your current account, you might want to switch to something that might suit you better. The Current Account Switch Service can help you make the switch. From closing your old account to moving your balance to your new bank account and updating all your payments. If your bank agrees to it, you can even switch accounts if you have an overdraft.

If you're changing savings accounts, you might need to fill in a transfer form. And with a joint account, each account holder will have to agree to the switch. Some banks charge a fee for leaving early, so it might be helpful to check the terms of your old bank account before opening your new one.

Setting up a new bank account? Whether it’s your first time or you’re looking to try out a new bank, we’re here to walk you through all the stages of opening a UK bank account.