If you’ve been living at home with your parents and you’re about to move out for uni, you might not have any documents you can use as proof of address yet.
When you try to open a current account, most banks will ask you for proof of address. That’s usually a utility bill (for your phone, water, council tax or electricity, for example).
But if you’ve been living at home and you’re about to move out for uni, you might not have any documents you can use as proof of address yet.
Luckily, you can get a bank account with Monzo, even if you don’t have proof of address.
Plus, Monzo makes it easy to manage money while you’re a student. You can use it to keep your spending in check (so you don’t blow your loan in one go), pay your bills on time like an actual adult, and manage money with your housemates if you’re living out.
How to get a bank account without proof of address
When you open a bank account with Monzo, we don’t ask you for proof of address because we verify your date of birth instead.
What do I need?
To open an account, you just need:
Your phone
A valid ID – we’ll accept your:
Passport
Driving licence (your provisional is fine)
National ID card
Biometric residence permit
Firearm or shotgun certificate
Electoral Identity Card issued by the Electoral Office for Northern Ireland
An address in the UK where we can send your card
And about 10 minutes to sign up!
How do I start?
To get started, just download the Monzo app! You can sign up in minutes, straight from your phone.
You can start spending immediately by adding your card to Apple Pay or Google Pay. And we’ll send the card to the address you gave us and it’ll arrive in a couple of days.