Joint Savings
Save together in a Monzo joint account with 3.75% APY.* You both need a Monzo account to get started.
Monzo is a financial technology company; not a bank. Banking services are provided by Lead Bank or Sutton Bank; Members FDIC. T&Cs apply.
Earn 3.75% APY*
Your joint savings will earn interest, paid monthly. Get rewarded as you grow your savings together.
Couple goals
Vacation, down deposit, or an emergency fund. Whatever your joint goal is, you can make a Jar for it. Name them, and add images to help you visualise what they’re for.
Start small with no catch
No fees, no minimum deposit, and you can withdraw your money instantly whenever you need it.
Protection you expect
With Monzo, your money is eligible for FDIC pass through insurance up to $250K through our partners Lead or Sutton Bank; Members FDIC.**
** How does FDIC insurance work? Your funds are held at Lead Bank or Sutton Bank, Members FDIC. Monzo is a financial technology company, not a bank or FDIC-insured depository institution. Monzo accounts are subject to pass-through FDIC insurance up to $250,000 per ownership category, should Lead Bank or Sutton Bank fail. Certain conditions must be satisfied for pass-through FDIC deposit insurance coverage to apply, which you can learn more about here.
Join over 10 million people on Monzo
Download the Monzo app on iOS or Android and join more than 10 million people who've changed the way they bank.
