HelpPayments: getting startedPaying in a cheque

Paying in a cheque

Here’s how to pay a cheque into your personal or joint account. For business accounts, follow these steps instead.

Right now we only accept cheques by post. We can’t accept any cheques at our offices.

Choosing how to send your cheque

📮 Send by regular or tracked post (recommended) | 1 to 2 weeks

  1. Write your 8-digit account number and 6-digit sort code on the back of the cheque in the top left corner. (Tap ‘Manage’ from the Home screen to find these)
  2. Make sure the name on your cheque matches the name on your account. (Tap your profile photo in the top left, tap the Settings cog, then tap your name).
  3. Take a photo of the front and back of your cheque, as a copy.
  4. Pop your cheque in a stamped envelope and post to us at: Monzo, PO Box 7628, Bilston, WV14 4DG
  5. We’ll let you know once we’ve got your cheque and it usually takes 3 to 6 working days from that point to get your money.

🏤 Send by FREEPOST | 3 to 4 weeks

  1. Write your 8-digit account number and 6-digit sort code on the back of the cheque in the top left corner. (Tap ‘Manage’ from the Home screen to find these)
  2. Make sure the name on your cheque matches the name on your account. (Tap on your profile icon (if you can't see this, swipe down on your card), tap the settings cog, then tap your name).
  3. Take a photo of the front and back of your cheque, as a copy.
  4. Write FREEPOST MONZO only on the envelope and post it to us - no stamp needed!
  5. We’ll let you know once we get your cheque and you’ll see the money in your account in 3 to 4 weeks. (That’s about 10 working days to reach us, then 3 to 6 days for us to process it).

Sometimes it might take longer for us to process your cheque because of rules we need to follow as a regulated bank. We’ll let you know if we need any more info from you.

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