Loans for Monzo Business
If you're interested in applying for a loan
A loan can be a helpful way to spread the cost of bigger bills, smooth cashflow and more. But before you apply for a loan with us, it's important you understand how it works.
Please take time to read the important information we show during the application, as well as the Pre Contract Credit Information document.
To find out more about our loans or start an application, follow these steps in your app:
Head to the Home Screen
Swipe down and click 'Get a business loan with Monzo'
Follow the steps to get started!
Right now, only sole trader business customers are eligible to apply for a business loan.
If you're a limited company and interested in borrowing products, you can learn more about the options available with one of our lending partners.
You can only have one loan with Monzo
If you’re eligible for a loan and have more than one account with Monzo, we can only offer you one across all your accounts.
So if you've already got a loan in your personal account, you can't have one in your business account – and vice versa.
Please note that Monzo will never call or message to tell you that you need to take out a loan. If that’s happened, please stop this application and chat to us in the app.
