Transfers, international transfers and standing orders
Sending transfers in the UK
You can transfer money to anyone with a UK bank account. You’ll just need their name, sort code and account number. Transfers usually happen instantly, but they can sometimes take up to 24 hours.
Tap the Payments icon in the menu bar
Tap Pay someone
Tap Make a bank transfer and fill in the details
Receiving transfers in the UK
Anyone with a UK bank account can send you money too. You'll need to give them your account details — name, account number and sort code to them.
You can share your account details by tapping the ... icon below your balance and Share details. From there you can share straight to another app (like WhatsApp) or you can simply copy the details.
If the person trying to send you money has a Monzo account, you can request money from them in the app.
To do this:
Tap the Payments icon in the menu bar
Tap Request
Tap the name of the person you want to request money from
Type in the amount you want to request
Type in what you're requesting money for
If they don't have a Monzo account, you can share a link with them so they can pay you instead without needing to give them your account details. This feature is called Monzo.me.
Sending international transfers
You can send international transfers in your Monzo app. You can send 5 currencies without needing a Wise account, but for any other currencies when you use the feature for the first time you’ll need to give us permission to use your Wise account. If you don’t have a Wise account, we’ll create one for you when you send the money. You need to be 18 or over to send international payments.
The following currencies you can send from your Monzo app without needing a Wise account:
EUR (Euros)
USD (United States Dollars)
INR (Indian Rupees)
AUD (Australian Dollars)
RON (Romanian Lev)
You can't send GBP (Great British Pounds) internationally from your Monzo account.
How to send an international payment
Select the account you want to send money from
Tap the Payments icon in the menu bar
Tap Pay someone
Tap Transfer internationally and follow the flow
Receiving international transfers
You can also use your International Bank Account Number (IBAN) to receive international payments in over 40 currencies.
Select the account you need the IBAN for
Tap the three dots in the bottom right of the card
Tap Add Money
Scroll down to Other ways to add money
Tap International bank transfer
You’ll find your IBAN below your name and BIC number. And you can either copy your IBAN or tap Share account details at the bottom of the page
Setting up a standing order
A standing order is a regular payment for a set amount – and you can set them up on your app.
Tap the Payments icon in the menu bar
Tap Scheduled in the top right corner of the screen
Tap the Add Scheduled Payment button
