Credit insights with Monzo Extra, Perks and Max
Credit insights
Credit Insights is a tool to help you monitor and improve your credit health. We offer two versions: a free basic version and a more comprehensive version on our Extra, Perks, and Max plans.
Free credit insights: You will receive one credit score provided by TransUnion with monthly updates and visibility of your credit report including soft and hard searches. The basic version does not provide real-time alerts for soft and hard credit searches and there are no recomended actions included in this version.
Credit Insights: (Extra, Perks, and Max subscribers) For a more detailed analysis, you can upgrade to the advanced version available with our Extra, Perks, or Max plans. Our plans are available from £3 a month • UK residents aged 18+ (18-69 for Max) • Ts&Cs apply
Features:
Weekly updates of your credit score
Access your credit scores from Experian, Equifax, and TransUnion, plus your full TransUnion credit report including hard and soft searches, account openings and closures.
Recommended actions to improve your credit score, including estimates of potential points you could gain for your TransUnion score by making specific changes.
Notifications:
You'll be notified when information in your credit tracker changes to help you keep on top of changes. Notifications include:
Monthly credit score updates Advanced tool only
New suggested actions or updates on completed actions
Credit file real-time updates
Soft searches For information on how to opt out of these notifications please go to notification help article.
