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Interest on your savings with Plus, Premium, Perks & Max

With Plus, Premium, Perks and Max, you can earn 3.25% AER (variable) interest on up to £1,000,000 in a Personal Instant Access Savings Pot, Personal Instant Access Cash ISA or Joint Instant Access Savings Pots (both account holders need to have Plus, Premium, Perks or Max for joint Instant Access Savings Pots to get this rate). We pay the interest on the 1st of the month. Our standard rate is 2.75% AER (variable), which Free and Extra users receive.

You can see more details about your interest payments from your plan home..

*Your eligible deposits in Monzo are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £120,000 per person. This includes deposits in your Instant Access Pots.

Eligibility for Plus, Premium, Perks and Max: 18+ (18-69 for Max) • UK resident • Ts&Cs apply

You may see a different interest rate (that includes a bonus rate) in the app if you have switched an Easy Access Savings Pot or Cash ISA to an Instant Access pot or Instant Access Cash ISA recently. You can check the interest rate of your Savings Pots here in the app.

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