HelpMonzo FlexApplying for Monzo Flex and credit scores

Applying for Monzo Flex and credit scores

When you apply for Flex, we’ll run an eligibility check to see if we can pre-approve you. If we can't, we’ll have only run a soft search, so there’ll be no impact to your credit score.

If you decide to go ahead with Flex, once you’ve read the key information and accepted the credit agreement, we'll let the Credit Reference Agencies know by running a hard search. That will leave a record, and using Flex will affect your credit score like any other credit product.

If you have any other questions about Monzo Flex, tap the button below to speak to our team.

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