Is my data shared with cashback merchants?
We work with partners and merchants to offer you cashback.
We ‘de-identify’ your information, so our partners won’t learn your name and full address or any personally identifiable data. To tailor offers to you, we’ll share with our partners:
around a year’s worth of your Monzo spending history (physical or virtual cards) and your ongoing spending activity
your age bracket and first half of your postcode
We’ll use your ongoing spending and transaction history to give you customer support. We’ll also analyse and measure your cashback transactions and how you interact with each offer.
If a merchant needs to confirm your purchase qualifies for cashback, we'll share the last 4 digits of your card number and Monzo's bank identification number (which is the same for all).
You can choose to receive marketing about cashback offers. If you choose not to, or opt out later, you won’t get emails or push notifications about cashback rewards and offers, but you’ll still see relevant offers in the app.
For more information, see ‘The information we hold about you and how we use it’ in our Data Privacy Notice.
You can also find the full terms and conditions for cashback here.
