The bank of the future

Instant notifications. Built-in budgeting. Free payments abroad.

This isnโ€™t banking as you know it. Monzo is a bank for everyone, built together with our community.

Join the revolution today.

Download the Monzo app on iOS Download the Monzo app on Android

Monzo app on an iPhone and a Monzo debit card Monzo app on an Android phone and a Monzo debit card

Stay on track

Set targets for your monthly spending and receive notifications when youโ€™re spending too quickly.

Monzo spending view on an iPhone Monzo spending view on an Android smart phone

Send money to anyone

If they use Monzo, it takes just a couple of taps. If not, send a bank transfer that arrives in their account instantly.

Monzo sending money view on an iPhone Monzo sending money view on an Android smart phone

Stay in the loop

Receive a notification the moment you use your card, before the receipt has even finished printing.

Monzo spending notification on an iPhone Monzo spending notification on an Android smart phone

Stay in control

Freeze your card in one tap. Defrost if you find it or order a new one, delivered the next day.

Freezing a Monzo card on an iPhone Freezing a Monzo card on an Android smart phone

Travel with ease

Use your card to pay abroad, with no fees or dodgy exchange rates.

Read more

Freezing a Monzo card on an iPhone Freezing a Monzo card on an Android smart phone

Tap to pay

Add your card to Google Pay to make quick, convenient payments with your phone.

Learn more

Customer using Monzo with Google Pay

A full UK bank account

  • Sort code
  • Account number

Receive money from other bank accounts and get your salary paid directly into your Monzo account

Direct debit logo

Pay regular bills like phone contracts, rent and utilities

Faster Payments logo

Send money to any other UK bank account within seconds

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Set up regular payments from your account for things like rent and gym memberships

Safe and secure

Monzo is a fully licensed UK bank, authorised and regulated by the Bank of England.

Every Monzo account is protected by the Financial Services Compensation Scheme (FSCS), meaning your money is protected up to £85,000.

Financial Services Compensation Scheme logo
Image of in app conversation with customer support

Need a hand?

Every customer gets access to 24/7 customer support through the app — just send us a message and weโ€™ll get back to you ASAP. Not into chat? Email or call us at any time.


Monzo customers (and counting!)

We're building Monzo together

We're doing things differently. For too long, banking has been obtuse, complex and opaque.

We want to change that and build a bank with everyone, for everyone. Join our amazing community of users and suggest features, give feedback and help us test the app, so together we can build something we all love.

Help us build the kind of bank you want to use

Download the Monzo app on iOS or Android and become one of the hundreds of thousands of people using a better bank.

Download the Monzo app on iOS Download the Monzo app on Android