Monzo, dialled up to the Max

Monzo Max is our most complete plan, designed to give you and your family total peace of mind for £17 a month.

You get everything from our Perks plan – like the weekly Greggs treat, monthly cinema ticket, and annual Railcard – plus worldwide travel insurance, phone insurance, and UK and Europe breakdown cover that can be extended to your family too for an additional £5 per month. You’ll also get a 0.50% AER (variable) boost on your Instant Access and Select Access savings (interest paid monthly).

Like our other plans, you’ll also get exclusive access to our plan-only features. Start our Saving Challenge at any time of year with Max and save up to £2,671 in a year. You’ll also be able to take part in Billsback®: we pay back 1,000+ bills for Extra, Perks and Max subscribers every month.

Only you can decide what's worth spending your money on, but we try to offer plans to suit everyone. Monzo Max is £17 a month and includes everything from our Perks plan, which is worth over £200 a year on its own.

We’ve then added worldwide travel insurance, phone insurance, and UK and Europe breakdown cover. You can also add your family to your insurance and breakdown cover for an extra £5 a month. If you love to travel, the worldwide travel insurance and UK and Europe breakdown cover (for you, your partner, and your family) could save you money compared to getting them all separately.

You also get a 0.50% AER (variable) boost on your Instant Access and Select Access savings (interest paid monthly).

So if you’re looking for more from your bank account, Monzo Max can help you get more life for your money.

Monzo Max’s phone insurance protects your phone and accessories from loss, theft and accidental damage, including cracked screens. It’s for phones worth up to £2,000 (including VAT) and accessories up to £300, like headphones and chargers.

There's a £75 excess for every successful claim and you can make up to 2 claims in a 12-month period. Add family phone, travel and breakdown cover for an extra £5 a month.

It’s provided by Assurant General Insurance. Exclusions and Ts&Cs apply.

Yes, Monzo Max’s worldwide travel insurance includes winter sports as standard. It covers things like lost or damaged ski equipment and ski hire up to £750, so you can focus on the slopes.

It also covers car hire excess waiver up to £3,000. There's a £50 excess for every successful claim. It’s provided by Zurich, powered by Qover. Exclusions and Ts&Cs apply.

Monzo Max’s breakdown cover is personal cover: it covers you, rather than a particular vehicle. That means you’re covered in any valid vehicle as a passenger or driver.

It’s provided by RAC. Exclusions and Ts&Cs apply.

Yes, you can add your family to your Max plan for an extra £5 (bringing the total to £22 a month).

For travel insurance, you’ll get multi-trip cover for you and your family anywhere in the world, including the US and trips in the UK. Includes cancellation up to £5,000, medical bills up to £10m, lost valuables up to £750, winter sports, a car hire excess waiver up to £3,000, and more. Cover is provided by Zurich, powered by Qover.

For phone insurance, you’ll get protection for yours and your family’s phones and accessories from loss, theft and accidental damage, including cracked screens. It covers phones worth up to £2,000 (including VAT) and accessories up to £300, like headphones and chargers. Cover is provided by Assurant.

For breakdown cover, you’ll get personal cover for you and up to 5 family members, including at home assistance, onward travel and vehicle recovery to keep you moving. You’re covered as individuals as drivers or passengers, rather than covering a particular vehicle. Cover is provided by RAC.

Exclusions and Ts&Cs apply.