Save for the things that matter
With custom images, automated savings challenges, roundups, and competitive interest rates. Along with all the protection that comes with being a fully regulated UK bank.
Spend more than £1, we'll round up the change to the nearest pound and add it to your Savings Pot.
Make saving a habit by putting money aside automatically every time you spend.
Pick from a growing number of savings options, earning up to 1.32% (AER, fixed).
The money you put into Savings Pots is protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS).
The FSCS apply this limit to each person and to the total amount of any money you have with the provider, whether held through Monzo or not.
Please note, this means if you have separate accounts with our savings providers outside of the Monzo app, then the deposits held in those accounts will also count towards the limit of £85,000.
Under one roof, but separated
No one wants to muddle their savings with their spending money.
We’ve designed the Monzo app so you can keep your Savings Pots separate from your balance, but all in one convenient place.
Keep your eyes on the prize
Add any image to a Savings Pot to help you stay on track and achieve your goals.
Save little and often
Roundups automatically put your spare change from a payment into savings to help you save every day.
We've also built automatic savings triggers to put money aside for you. Like putting a fiver into a Rainy Day Pot everytime it gets hotter than 20 degrees.