Saving With Monzo

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Grow your savings with Monzo Savings Pots

Competitive interest rates? Check.

Custom pot images, automated savings and rounding up spare change? Check, check and check.

Save for the things that matter.

With custom images, automated savings challenges, roundups, and competitive interest rates. Along with all the protection that comes with being a fully regulated UK bank.

Roundups

Spend more than £1, we'll round up the change to the nearest pound and add it to your Savings Pot.

Automated savings

Make saving a habit by putting money aside automatically every time you spend.

Competitive rates

Pick from a growing number of savings options, earning up to 1.50% (AER, fixed).

FSCS protected

The money you put into Savings Pots is guaranteed up to £85,000 by the Financial Services Compensation Scheme (FSCS).

Saving more than £85,000? You can spread your savings across multiple savings providers to get FSCS protection up to £510,000 within Monzo.

Under one roof, but separated

No one wants to muddle their savings with their spending money.

We’ve designed the Monzo app so you can keep your Savings Pots separate from your balance, but all in one convenient place.

Keep your eyes on the prize

Add any image to a Savings Pot to help you stay on track and achieve your goals.

Save little and often

Roundups automatically put your spare change from a payment into savings to help you save every day.

We've also built automatic savings triggers to put money aside for you. Like putting a fiver into a Rainy Day Pot everytime it gets hotter than 20 degrees.

Saving's about more than just interest rates

So what are you waiting for? Check out our savings options today.