Banking that makes a statement
Turn heads with our white metal card and enjoy peace of mind with worldwide phone and travel insurance, interest and much more.
Protection for your prized possession
Phone insurance that covers theft, loss, accidental damage, even cracked screens.
For phones worth up to £2,000 and accessories up to £300, like headphones and chargers. With £75 excess. Exclusions apply.
Provided by Assurant
Worldwide family travel insurance
Stress-free travel with insurance that covers cancellation up to £5,000, medical bills up to £10m, lost valuables up to £750, winter sports and more. Worth £159 a year on average.
Multi-trip cover for you, your partner and family anywhere in the world, including the UK and the US. With £50 excess.
Learn more about our travel insurance to see the full AXA terms and conditions, including general and coronavirus exclusions. The age limit for children is 19 years inclusive (or 21 if in full time education) at the start of a trip.
Provided by AXA
Your money makes you money
Earn 1.50%/1.49% AER/Gross (variable) interest on up to £2,000 in your account balance and regular Pots (not including Savings Pots).
See Amex and other accounts, in Monzo
Get a clear view of your finances by adding your other bank accounts and credit cards to Monzo. See your balances and transactions, and move money around with easy bank transfers. Terms and conditions apply.
Interest on your money
Discounted airport lounge access
£600 fee-free withdrawals abroad
Stay safe with virtual cards
We're all shopping online more, so it's important to be extra careful. Keep your physical card details safe by using virtual cards for online payments.
Protect your physical card
Use your virtual cards’ unique details online instead of the ones on your physical card.
Manage online subscriptions
Avoid updating your payment details everywhere because your physical card got lost or stolen.
Have up to 5 at any time
Personalise your cards by giving them names and picking from a range of colours.
Track your credit health
See your credit score in the app and track how it changes each month.
With helpful guides on how credit scores work and tips on ways you could improve yours.
Powered by TransUnion.
RAC Breakdown Cover: Cover from £4.75 a month including free Legal Care Plus. Terms apply.
Laka: 10% off cycle insurance every month for a year for new Laka customers
Beer Hawk: 5 craft beers and a glass for £10, plus £10 off your next order
Patch: 15% off all plant and plant pot orders over £50. Learn more.
Naked Wines: Over 50% off 6 bottles of wine when you sign up. Learn more.
Babylon Health: 20% off an annual virtual GP subscription and free access to COVID-19 Care Assistant
Fiit: 25% off a home workout membership. Learn more.
And more. See them all in the app. Conditions apply.
Packed with the best of Monzo
A UK current account
Protection for your money
A new way to bank
Loans and overdrafts
Interest on your savings
Pick an account
We're making money work for everyone, so we have different accounts for different needs.
With savings, borrowing and overdrafts
Your eligible deposits are protected by the FSCS up to a value of £85,000 per person
Send money to any UK bank for free
Put money aside from your balance
Through the app, if you need it
See when, where and how you spend
Spend using your phone
Get a clear view of your spending
See your other accounts in Monzo
On your balance and regular Pots
Exclusive to Monzo Plus
Plus, divide payments into multiple categories.
Avoid using your physical card online
Make your spare change go further
See how your credit score changes
15% off Patch and many more
Up to £400 free every 30 days
Live updates to Google Sheets
At PayPoints across the UK
Exclusive to Monzo Premium
Covers loss, damage, theft, and cracks
Cover for you and your family
1.50%/1.49% AER/Gross on up to £2,000
You and guests can travel in style
Up to £600 every 30 days
At PayPoints across the UK
Not sure what to pick?
Compare each account to find the right one for you