Protect your purchases
If you buy something between £100 and £30,000, and it’s faulty or never turns up, you might be able to get your money back.
Section 75 protection covers eligible online and in-store purchases made with the Flex Credit Card.
You can even claim if you’ve only paid for part of a purchase, like if you put down a deposit using Flex.
Your ideal travel companion
The Monzo Flex Credit Card is your ideal travel companion, when you're booking your trip and while you're away.
You’ll pay no fees for using the card abroad. This’ll save you up to 2.75% in transaction fees vs some other credit cards.
Eligible flights, hotels and activities are protected under Section 75 protection, so you can book with confidence.
Credit you can count on
Forget expensive fees and confusing terms. Everything’s broken down in plain English with no hidden costs.
If you miss a payment, you won’t pay any fees and we’ll give you 7 days to catch up.
If you haven’t caught up after 7 days, we’ll move you to the longest monthly payment available for each purchase at your personalised rate. You won’t be able to switch back to interest free.
If we still can’t take your payment, we’ll report you as being behind to credit reference agencies. This might impact your credit score.
Build your credit score
The Monzo Flex Credit Card could help you build your credit score if you make your payments on time and stay within your credit limit.
You can see if you’re eligible in minutes, with no impact on your credit score for checking.
We’ll give you an instant decision so there’s no waiting around.