Monzo Joint Accounts
Bring your money together. Pool your resources with someone to make life easier to manage.
A separate joint account card
You’ll keep your personal Monzo account and card, and we’ll send you both a shiny new joint account card – with a different design so it’s easy to tell them apart.
Set spending budgets for things like groceries and going out, and we’ll send you notifications if it looks like you’re spending too fast.
Summary gives you an instant overview of your account, with bills and other ‘committed spending’ separated out so you know how much you’ve got left to play with.
A few things to bear in mind
You’ll be financially linked to whoever you open the account with
When you open any joint account with someone, you become linked to them financially. That means you can be jointly credit-scored, and their credit history can have an impact on yours.
You’re joint owners of whatever’s in your joint account
Even if one of you contributes a lot more money, legally anything in the account is split 50/50. So make sure you really know and trust anyone you’re planning to open a joint account with.