Why doesn’t Monzo have branches?
We believe we can give you everything you need from a bank, without branches. Pay in cheques, withdraw large amounts of cash and make big bank transfers, all from your phone.
At Monzo, we’re building a new kind of bank. One that lives on your smartphone and built for the way you live today.
A bank that lives on your smartphone and built for the way you live today. By solving your problems, treating you fairly and being totally transparent, we believe we can make banking better.
Since we started we’ve been busy building the best current account in the world. We now have more than 600,000 customers using our debit cards to manage their money and spend around the world. Download the app today to join the revolution.
We're focused on solving problems, rather than selling financial products. We want to make the world a better place and change people's lives through Monzo.View our transparency page ›
We're doing things differently. For too long, banking has been obtuse, complex and opaque.
We want to change that and build a bank with everyone, for everyone. Our amazing community of users suggests features, tests the app and gives us constant feedback so we can build something we all love.View our community page ›
How we write can change how people feel about us, so we’d better make sure our words reflect what we stand for. Our tone of voice guidelines exist to do just that.View our tone of voice ›
Five minutes walk from Old Street, we’re a team of just over 300 people building a bank. We're taking care of everything from regulation, to app development, to card distribution, and more.View our careers page ›
Gary was previously the CFO of ABN AMRO Transaction Banking overseeing a turnover of $5bn.He is a qualified chartered accountant.
Tom is a serial entrepreneur with three startups under his belt and over 16 years experience in retail banking and payments. Prior to Monzo he co-founded two startups: Curve, an all-in-one card aggregator and Osper, a debit card for children.
* Subject to regulatory approvals
Ruth leads the Risk team at Monzo where she oversees Capital and Risk Management across the whole of Monzo’s operations. She has extensive experience in regulation and banking, spending over ten years working at the Financial Services Authority (FSA).