We're building a bank, together

We started Monzo in February 2015 with the mission of building the best current account in the world. In April 2017, we received our full UK banking licence from the FCA and PRA and are now working hard to roll out our free current account later this year. You can join the Monzo Beta today to get a taste of what we're creating and help us make it amazing.

What does Monzo offer?

  • Contactless prepaid Mastercard®
  • Real-time spending notifications
  • Zero fees, even abroad
  • Free, instant transfers to other Monzo users
  • 24/7 world-class support
  • Clear, intelligent budgeting
  • Insightful and caring community
  • An amazing API to build with
  • Extensive use of emoji
  • Free UK current account
  • Direct debits and standing orders
  • Account number and sort codes
  • FSCS protection
  • Quick, easy overdrafts
We believe there should be an alternative to the banking of the past
We're focused on solving problems, rather than selling financial products. We want to make the world a better place and change people's lives through Monzo.
Visit our transparency page
We’re building Monzo together
We're doing things differently. For too long, banking has been obtuse, complex and opaque.
We want to change that and build a bank with everyone, for everyone. Our amazing community of users suggests features, tests the app and gives us constant feedback so we can build something we all love.
We’re a small, fast-paced team based in the heart of East London
Five minutes walk from Old Street, we’re a team of just over 110 people building a bank. We're taking care of everything from regulation, to app development, to card distribution, and more.
See our job openings

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"Contactless prepaid Mastercard®" refers to the Monzo Mastercard® Prepaid Debit card. Mastercard is a registered trademark of Mastercard International Incorporated. The Card is issued by Wirecard Card Solutions Ltd (“WDCS”) pursuant to licence by Mastercard International Inc. WDCS is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900051).