We're building a bank, together

At Monzo, we’re building a new kind of bank. One that lives on your smartphone, and that’s built for the way we live today. By solving your problems, treating you fairly and being totally transparent, we believe that we can make banking better.


Since we started in February 2015, we’ve been busy building the best current account in the world. We received our full UK banking licence from the FCA and PRA in April 2017, and are now working hard to roll current accounts out to everyone in the UK. Download the app today to join the 400,000 customers using our hot coral cards to manage their money and spend around the world.


What does Monzo offer?

  • Free UK current account
  • Real-time spending notifications
  • Free, instant transfers to other Monzo users
  • Clear, intelligent budgeting
  • 24/7 world-class support
  • FSCS protection
  • Quick, easy overdrafts
  • Insightful and caring community
  • Extensive use of emoji
We believe there should be an alternative to the banking of the past
We're focused on solving problems, rather than selling financial products. We want to make the world a better place and change people's lives through Monzo.
Visit our transparency page
We’re building Monzo together
We're doing things differently. For too long, banking has been obtuse, complex and opaque.
We want to change that and build a bank with everyone, for everyone. Our amazing community of users suggests features, tests the app and gives us constant feedback so we can build something we all love.
We’re a small, fast-paced team based in the heart of East London
Five minutes walk from Old Street, we’re a team of just over 150 people building a bank. We're taking care of everything from regulation, to app development, to card distribution, and more.
See our job openings

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"Contactless prepaid Mastercard®" refers to the Monzo Mastercard® Prepaid Debit card. Mastercard is a registered trademark of Mastercard International Incorporated. The Card is issued by Wirecard Card Solutions Ltd (“WDCS”) pursuant to licence by Mastercard International Inc. WDCS is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900051).