Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.
FraudUnexpected message or call from Monzo? Here's how to tell if it's real.
Your money's safety is our number one priority. Here's how we'll contact you, what we'll ask for, and what we'll never ask you to do.
TechnologySweating the Small Stuff: What do app screens and pedestrian-crossings have in common?
This blog talks about why app screens are like pedestrian crossings, or more specifically, how some subtle tweaks to a user-interface in Monzo's sign-up process has had a surprisingly large impact!
How Money WorksInspired by de-influencing? 8 tips for more mindful shopping
De-influencing encourages us to be more conscious of our spending. Here’s how to put the trend in action.
Monzo MeCould TikTok’s de-influencing trend actually save you money?
Four people reveal how TikTok's de-influencing trend is impacting their shopping habits.
Monzo Me“Overspending to keep up with friends got me in £2k debt – until I started talking about money"
Rachel, 31, lives in South East London and earns £38k a year. Here's how she stopped overspending and started to open up to her partner and friends about money.
DataDesigning a regional experiment to measure incrementality
This blog post covers the approach for how we designed a regional experiment to measure the incremental impact of our referral scheme on new customer growth.
Monzo Me“Why I’ve started building a sinking fund to save for life’s little surprises”
A "sinking fund" helps Rosie plan for surprise expenses outside her budget. Here's how she set one up.
How Money WorksHow to set up a Future You Fund for life's little surprises
A Future You Fund is money outside your budget that goes towards surprises expenses. Here's how to set one up. Your future self will thank you.
How Money WorksHow to manage your money if you’d rather not think about it
If you're short on time and/or energy, try these hacks to reach your money goals with minimal effort.
TechnologyBecoming direct participants of Bacs
In September 2022, Monzo became a Direct Participant of the Bacs scheme. In this post, Tech Lead Ryan explains how we built a new connection to the the Bacs scheme over the SWIFT banking network and managed the risks involved.
Monzo Me"I’ve saved £9k without needing to think about it"
Anwar, 28, is a junior doctor based in Birmingham who earns £39k a year. This is how he automated his savings using Monzo.
How Money Works6 ways to build confidence managing money
If you're not naturally confident with money, don't worry. Here are six ways to feel more in control of your finances.
PotsInstant Access Savings are here
Introducing: our all-new Instant Access Savings Pot. Earn 3% AER interest (variable) a year, paid monthly. Withdraw your money instantly, anytime. And there's no minimum deposit either.
