The Monzo Reliability Report: How we're building a bank you can rely on
We’ve made Monzo much more reliable over the last 12 months. We’re publishing our internal data to show the progress we’ve made, and what we’re doing to make it even better.
Monzo Blog
Latest posts
Product Updates
Try splitting the bill in Monzo Labs on iOS!
We’ve built a better version of bill splitting, that lets you split the bill with other Monzo users instantly, with a few clicks in the app.
How Money Works
Should you share your finances?
Sharing finances with someone is a big step. Here’s what you need to consider if you’re thinking of opening a joint bank account or applying for credit together.
Product Updates
Manage your money together with joint accounts!
Introducing Monzo joint accounts! Pool your resources with someone to make life easier to manage.
Product Updates
Help us test 3D Secure in Monzo Labs!
We’ve built 3D Secure (the Monzo way!) and we’d love your help with testing.
How Money Works
Student loans explained
Planning to go to university? Then you may want a student loan to cover your tuition fees and maintenance costs. Here’s how student loans work in England and Wales.
How Money Works
Earning money? Here's what you need to know
Get to grips with the how, what and when of getting paid. We explain everything from wages, tips and bonuses to paying national insurance and income tax.
Product Updates
Product Updates
Manage your money together with joint accounts!
Introducing Monzo joint accounts! Pool your resources with someone to make life easier to manage.
Product Updates
Help us test 3D Secure in Monzo Labs!
We’ve built 3D Secure (the Monzo way!) and we’d love your help with testing.
Product Updates
We're making it easier to manage your bills
We’ve recently built some new features to make paying bills easier!
How Money Works
How Money Works
Student loans explained
Planning to go to university? Then you may want a student loan to cover your tuition fees and maintenance costs. Here’s how student loans work in England and Wales.
How Money Works
Earning money? Here's what you need to know
Get to grips with the how, what and when of getting paid. We explain everything from wages, tips and bonuses to paying national insurance and income tax.
How Money Works
Things to consider before you borrow money
If you’re thinking about borrowing money, here are seven things to consider first, like how much you need, what you can afford, and which lender to use.
Monzo 101
Monzo 101
Why doesn’t Monzo have branches?
We believe we can give you everything you need from a bank, without branches. Pay in cheques, withdraw large amounts of cash and make big bank transfers, all from your phone.
Monzo 101
How do I add money to my Monzo account?
Add money to your Monzo account by making a bank transfer, setting up a standing order, or getting your salary paid straight in.
Monzo 101
Is Monzo a bank?
Yes! Monzo is a fully-licenced UK bank. That means we’re regulated by the FCA and the PRA and the money in your Monzo account’s protected up to £85,000.