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Make money easy

Monzo makes managing money as easy as 1-2-3.

1. See it all.

2. Save more.

3. Spend confidently.

See your finances like never before

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All your banks, one app

Control all your accounts and spending from the Monzo app.

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Understand your money

Easily track your income, spending, and savings to know where your money is going.

Save more to meet your goals

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Reach your goals

Keep your savings separate from your balance to reach your goals—whether you’re building an emergency fund, saving for a vacation, or something else!

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Saving made easy

Set aside money automatically from each paycheck, or round up payments to the nearest dollar to save a little – often.

Spend with confidence

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Keep spending on track

Gain peace of mind with instant spending notifications and a balance that’s updated in real time.

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Pay your bills on time

Set aside money for future expenses such as rent or utilities. Then spend with confidence knowing the important stuff is taken care of.

Say goodbye to fees

🚫 No foreign exchange conversion fees
🚫 No overdraft fees
🚫 No monthly fees or account minimums
🚫 No ATM fees at 40,000 fee free ATMs

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Safety first

With Monzo, your money insured up to $250,000 through our partner Sutton Bank, Member FDIC1. Protect your account with biometrics or a PIN and if something goes wrong, get help when you need it with 24/7 customer support.

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And since we don’t bury our footnotes

1 How does FDIC insurance work?

Your funds are held at Sutton Bank, Member FDIC. Though Monzo is not an insured bank, money in your Monzo account benefits from pass-through FDIC insurance that would protect up to $250,000 in the unlikely event that Sutton Bank failed.

Certain conditions must be satisfied for pass-through FDIC deposit insurance coverage to apply, which you can learn more about here.

Join more than 9 million people with Monzo

Download the Monzo app today to transform how you see, spend, and save your money.