Business spend management
Team and individual spending, with expense cards, limits and approval settings. All available with Team.
Team starts from £25 a month. Only sole traders or limited company directors in the UK can apply. Ts&Cs apply.
Team spending you’re in control of
Time-saving expense cards
Employee expense cards that let selected team members spend up to limits you set for them and save everyone from endless expense admin.
You see all spending – and your team members see their own, so you all have a handle on what’s going in and out.
You set the limits – setting monthly spend limits gives employees the freedom to spend, while you stay in control.
You sail through admin – receipts, reasons for spending and VAT rates are all there in the app for you to check in one go.
Available with Team from £25 a month. Ts&Cs apply.
Payment approvals
Approve your team’s payments when they go over certain limits so they can do their jobs and you keep some control.
Choose how much individual team members can spend on their card and send by bank transfer before they need admin approval.
Admins then approve or reject payments with one tap right there in the Monzo app. Learn more about team access levels
Available with Team from £25 a month. Ts&Cs apply.
Spend less time updating Xero
We automatically sync your business’ transactions, receipts and expense categories to Xero so you’re always on top of your bookkeeping.
Your team can add everything you need in just a few taps, all from in the Monzo app, and at the point they make a payment.
Check out our exclusive offer for new Xero customers. Ts&Cs apply.
Available with Pro and Team which start from £9 a month.
Let the bookkeeping take care of itself
Connect accounting tools Xero, Freeagent and Quickbooks so you know all your spending’s properly documented. Letting you spend time on other things.
Available with Pro and Team which start from £9 a month.
See where your money’s going with Insights
With Insights, see how much your business is getting paid and how much you’re spending over time periods that matter to you.
Understand which categories you’re spending most in and how your balance is trending over months and years.
All exported and sorted
Your transactions, invoices and statements all filed away for you.
No more having to remember to download, store and share your documents for accounting and bookkeeping, saving you time so you can focus on the things that really matter - like running your business.
Available with Pro and Team which start from £9 a month.