Different plans for different businesses
Whether you’re a team or on your own, just starting out or been going for years.
Only sole traders or limited company directors in the UK can apply. Ts&Cs apply.
Meet the plans
Your Monzo Business Account comes with our free Lite plan as standard with the freedom to upgrade to Pro or Team depending on what’s right for you.
Lite
It just works, so you can too
The best of Monzo, for your business. A free business bank account that gives your customers simple ways to pay, including in-person contactless card payments.
Lite is free.
Pro
Expert banking for everyday business
Stay on top of your finances and save time doing it. Create and send invoices, automatically put money aside for tax, and connect Xero and others for fully up to date bookkeeping.
Pro is £5 a month, your first month is free.
Team
Makes light work of everyone’s admin
Claim back lost time for you and your team. Expense cards let employees spend with limits and controls that you set, and bulk payments help you pay salaries and suppliers in one go.
Your first 3 months are free if you apply before 31/01/25. Team starts from £25 a month after that.
Compare our plans
View our full Terms and Conditions
Lite
Pro
Team
Free
months minimum
Managing a team
Expense cards
Bigger team
Payment approvals
Team access levels
Making and receiving payments
Bulk payments
Invoicing
Virtual cards
Free, instant UK bank transfers
Easy bank transfers
Accepting contactless payments
Card payments
Payment links
Scheduled payments
Deposit cash and cheques
International payments
Tax and accounting
Integrated accounting
Auto-exports
Tax Pots
Digital receipts
Managing your account
Insights
Connected accounts
Web access
Partner perks
Exclusive offers
The best of Monzo
FSCS protection up to £85,000 on eligible deposits
Full UK business current account
24/7 customer support
Instant Access Savings Pots
Fast mobile sign-up and switching
Sole trader loans and overdrafts (if eligible)
Mobile access
Advanced security
Managing a team
Expense cards
Bigger team
Payment approvals
Team access levels
Making and receiving payments
Bulk payments
Invoicing
Virtual cards
Free, instant UK bank transfers
Easy bank transfers
Accepting contactless payments
Card payments
Payment links
Scheduled payments
Deposit cash and cheques
International payments
Tax and accounting
Integrated accounting
Auto-exports
Tax Pots
Digital receipts
Managing your account
Insights
Connected accounts
Web access
Partner perks
Exclusive offers
The best of Monzo
FSCS protection up to £85,000 on eligible deposits
Full UK business current account
24/7 customer support
Instant Access Savings Pots
Fast mobile sign-up and switching
Sole trader loans and overdrafts (if eligible)
Mobile access
Advanced security