Send money on time
No more relying on manual processes. Automated scheduling helps avoid missed or late payments, and keeps staff and suppliers on side.
Make payments
Make business payments a breeze
Multiple ways to pay multiple people, without hoops to jump through.
Send money in minutes all around the world
Schedule payments so you don’t miss a thing
Stay on top of what’s been paid and what’s due
Only sole traders or limited company directors in the UK can apply. Ts&Cs apply.
The App Store, Google Play Store, and Trustpilot ratings are correct as of August 2026.
Pay the Monzo way
Keep money moving around, and business moving forward.
Save yourself time
Outgrowing how you pay your outgoings? Make multiple payments in one go, without the copy and paste time waste.
Spread across timezones
Pay international suppliers in 40+ currencies in a few taps, with clear fees and competitive exchange rates.
Make business payments in bulk
Avoid the admin lag that comes with copying across individual payment details or approving each and every payment.
Uploading and saving your payee details, rather than entering them manually every time, helps reduce errors and saves you hours of admin — especially as your payments grow.
Pay suppliers and salaries overseas in 40+ currencies
Send and receive money around the world in popular currencies like EUR, USD, INR and more, straight from Monzo. We’ll show you exactly how much it’ll cost upfront (the exchange rate plus any fees). And you’ll get a personalised estimate of when your money should land.
Send money on time, every time
Bills, auto-filled
Upload a photo of a bill or invoice and we’ll fill out the details for you. No typing or triple checking.
Regular runs, scheduled
Schedule salaries, suppliers and other recurring costs to go out on time. No need to rely on reminders.
Receipts, stored
Swap paper piles for digitally stored files. Upload a photo and add it to the transaction to speed up your audit trail.
Virtual cards, covered
Extra cards you can create and delete for budgeting and security. Create one for online purchases and delete it if your details get into the wrong hands.
Stay switched on while you switch business bank account
Continue to make and take payments while the Current Account Switch Service (CASS) moves you over to Monzo.
Step 1
Apply for Monzo Business
You must be a sole trader or limited company director in the UK. Check out our eligibility page for the full details of what kinds of businesses we can support right now.
Step 2
Tell us when you want to move
You set the date.
Step 3
Let us do the rest in 7 working days
Money, Direct Debits and standing orders will all be moved over for you. We’ll also redirect your incoming payments, salary included, and close your other bank account.
Apply in minutes
90% of accounts are open for business the same day. Apply online or contact sales today.
Questions? Answers.
How do I pay multiple people at once with Monzo Business?
You can pay multiple people at once with a nifty feature called bulk payments. Available on Monzo Business Team, starting from £25 a month, this lets you send up to 200 individual payments at once.
You can add repeat payees and use the same template each time if you have recurring payments. The payments will be sent as bank transfers and should happen instantly, but can sometimes take up to 24 hours.
Can I make international business payments?
Yes, you can make international business payments with Monzo Business. You can send money abroad in over 40 currencies, from the Australian Dollar (AUD) to the South African Rand (ZAR). You can do it straight from your Monzo app and the money should arrive in seconds. We’ll show you the exchange rate and any fees before you tap send. You can accept international payments too, by sharing International Bank Account Number (IBAN). You need to be 18 or over to send international payments.
How can I keep my business card details safe when making payments?
For most online payments, we’ll send you a notification to confirm a payment in your Monzo app. With Monzo Business Pro and Team, starting from £9 a month, you can also create virtual cards, digital-only debit cards that live in your Monzo app or phone wallet. Each one has unique card details, so you can keep your physical card details hidden. And if you’re worried your card has got into the wrong hands, you can quickly freeze it in the app.
Can I let my team make business payments without giving them full account access?
Monzo Business Team, which starts from £25 a month, comes with expense cards, giving your team the freedom to spend money on behalf of the business up to the limits you set. Anyone with an expense cards can only see their own spending activity. They can’t see or access the business account, or move money around in any way.
Are Monzo invoices fully compliant with HMRC and Making Tax Digital (MTD) rules?
Our invoices include the key details HMRC expects to see on a business invoice like your VAT number, if you’re VAT registered, and a clear breakdown of items, amounts, discounts and payment terms. This should help when it comes to filing expenses.
You can file income tax straight from Monzo to HMRC with our free, HMRC-recognised Making Tax Digital software. It’s built in as standard with our free business account. The Making Tax Digital tool for Income Tax is available with Monzo Business Accounts, which are available for sole traders, landlords and directors of limited companies in the UK. Ts&Cs apply.