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Security you can count on

Advanced fraud prevention and everyday safety measures for your business.

Only sole traders or limited company directors in the UK can apply. Ts&Cs apply.

  • British Bank Awards Best business banking provider Winner 2024
  • Current Account Switch Guarantee

Peace of mind for you. Front of mind for us.

FSCS protected

If you're a sole trader or a small business your eligible deposits may be protected by the Financial Services Compensation Scheme (FSCS) up to £85,000. Learn more about the businesses and deposits that are eligible.

Spot scam phone calls

Someone on the phone telling you they’re from Monzo? Check the real-time call status in your Monzo app to see if they’re really from Monzo or not.

We’ll never call you without arranging it with you first.

Safe spending

Instant notifications for all payments made from your account mean that, in the unlikely event of fraudulent activity, you’re alerted immediately.

Approve online payments safely with 3D Secure. Plus, use virtual cards for added security with Pro or Team, which are available from £9 a month.

Protection at your fingertips

If your card’s lost, stolen or you suspect fraud, freeze it in the app at any time (and defrost it too). 

We’ll warn you if something’s not right about someone’s payment details when sending them money. That way you can decide for yourself if you trust the details you have.

If you copy your card number in the app, like Nick Cage, it’s gone in 60 seconds so you don’t accidentally paste it.

You’re your best form of defence

Switch on showing your face or fingerprint every time you open the app to protect your business account. It’s safer (and faster) then entering your PIN every time.

24/7 customer support

No need for branches, and no need to make an appointment. Our team is here to help whenever you need.

We know that your work doesn't always end at 5pm, so we don't either. Chat to us in the app whenever you need to, 24/7.

Member of Stop Scams UK

WithStop Scams UK we’re joining forces with social media companies, phone operators and other organisations to help prevent fraud for everyone.

Join 500,000+ businesses today

That’s more than half a million UK businesses already changing the way they bank. Sign up or switch to Monzo Business if you have a business account elsewhere.