Do I need to tell you about high-value items?
Provided the item is something you own, then it is automatically covered as part of your contents insurance policy with Monzo.
If you have an item on the list below and they’re valued at more than £1,000, you’ll need to add these to your policy separately.
Art
Bikes
Jewellery
Watches
Portable Electronics
Mobile phones
Camera/photography gear
Any other high-value items that don’t fall into those categories don’t need to be listed separately on the policy. These are covered as part of your standard contents insurance.
Just be sure that your total contents coverage limit provides the level of cover you need!