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Bright banking

The bank account that works hard for you and your money. Join the millions of people already banking with Monzo.

Everything you'd expect from your bank, on your phone

An award-winning UK current account in an easy to use app. Complete with a Hot Coral debit card, help when you need it and FSCS protection for eligible deposits up to £85,000 per person.

A clear view

See a true reflection of your money at all times, and we’ll tell you about important things as they happen with handy notifications.

Instant notifications

What you just bought, where you bought it and for how much, before the receipts even printed. We’ll ping you about other important activity too, so you’re always in the know.

Spending categories

We automatically sort your payments into categories so you can see what you’re spending on each month.

Keep track of your regular payments

We’ll let you know if a Direct Debit or standing order’s going to be more or less expensive than last time, the day before the money’s due to come out.

Make life easier

Move money around without the hassle (or a calculator), all in an award-winning app.

Pay anyone seamlessly

Forget sort codes and account numbers. Pay someone in a few taps, or share a link if they’re not on Monzo for hassle-free payments.

Split the bill

Having dinner with friends? Pay for everyone and then split the bill after. We divide up who owes what so you don’t have to do the maths.

Share the tab

Going on holiday or just looking for a way to track who owes what in a shared house? Add payments to your shared tab so you can settle up as you go, or at some point in the future.

Easy current account switching

With the Current Account Switch Service, you can move everything over to Monzo in 7 days without lifting a finger. We do everything for you, and you don’t need to deal with your old bank at all.