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Award-winning Business banking

Join 600,000+ UK businesses already banking with Monzo.

British Bank Awards Best business banking provider Winner 2024Current Account Switch GuaranteeFinancial Services Compensation Scheme Protected

Only sole traders or limited company directors in the UK can apply. Ts&Cs apply.

Fully regulated UK bank

By the Financial Conduct Authority and the Prudential Regulation Authority, just like other banks.

24/7 customer support

In-app chat managed by friendly, real people with the option to call or email us if you need to.

Apply in minutes

91% of business accounts are opened the same day. Apply online or download the app.

A business bank account packed with everything you need

Everyday business banking essentials, time-saving tools, team spending controls and our signature money management features.

Bulk Payments

From staff to suppliers and everyone in between, including bulk payments for making multiple payments in one go with Team from £25 a month.

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Get paid easily

Give customers options while saving yourself time and effort with invoices & payment links and even accepting contactless payments.

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Tax and accounting

Connect your accounting software and automatically put money aside for tax with Pro and Team, which start from £9 a month.

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Spending and expenses

Let your team spend up to limits that you set for them before they need approval, while you save time spent on admin. Available with Pro and Team, which start from £9 a month.

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Team access

Limited companies can have a team of up to 15 with the first 6 team members included, then £5 a month per team member after that.Available with Team from £25 a month. Ts&Cs apply.

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Get financial insights

With Insights, see how much your business is getting paid and how much you’re spending over time periods that matter to you.

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Try out Xero for 6-8 months, absolutely free

Save time on admin and bookkeeping, so you can get back to focussing on what matters most: your business.

We’ve teamed up with this award-winning cloud accounting platform to give Pro customers a free 6 month, and Team customers a free 8 month Xero subscription, worth up to £472. Available until 31 March 2026 for new Xero customers. Terms apply.

It’s completely optional so you don’t have to try it out. But we think you’ll love it!

Different plans to suit your... plans

Lite

Pro

Team

Free

months minimum

Lite

Free

It just works, so you can too

  • Business debit card

  • Your eligible deposits may be protected by the FSCS up to £85,000

  • Mobile and web access

  • 24/7 customer support

  • Free, instant UK bank transfers

  • International transfers

  • + the Monzo banking essentials

Only sole traders or limited company directors in the UK can apply. Ts&Cs apply.

Pro

£9 a month

Expert banking for everyday business

  • Automatically put money aside for tax

  • Connect accounting tools

  • Auto-export transactions, invoices and statements

  • Team of 3

  • Set team access levels

  • Invoicing

  • Virtual cards

  • + everything you get with Lite

Your first month is free. Only sole traders or limited company directors in the UK can apply. Ts&Cs apply.

Team

From £25 a month

Make light work of everyone’s admin

  • Expense cards

  • Bulk payments

  • Team of 15 for limited companies (first 6 included, then £5/month per team member) and team of 3 for sole traders

  • Set payment approval limits

  • + everything you get with Pro and Lite

Your first month is free. Only sole traders or limited company directors in the UK can apply. Ts&Cs apply.

Online business banking at its best

On your phone

We know running a business means you're often on the go, which is why you can do everything you need to do in the Monzo app.

Or on the big screen

Our web app is a light version of the Monzo Business experience on your phone. It can't do everything (yet!) but you can still do the essentials.

Britain’s Best Business Banking Provider 2024

And the Most Recommended Business Account for Overall Service Quality.

Independent service quality survey results

Published February 2025

As part of a regulatory requirement, independent surveys were conducted to ask customers of the largest business current account providers in Great Britain if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Join 600,000+ businesses today

That’s more than half a million UK businesses already changing the way they bank. Sign up or switch to Monzo Business if you have a business account elsewhere.